Mortgage Loan

Become a Homeowner with Our Mortgage Loan

Finance the purchase of your main residence, second home or rental investment with exceptional terms and support at every step.

01 — Overview & Benefits

A Mortgage Designed for You

Because buying a property is a life project, we do everything we can to offer you the solution best suited to your profile.

Competitive Rates

Benefit from some of the lowest rates on the market to reduce the total cost of your property project.

Reduced Arrangement Fees

Make immediate savings thanks to our capped and transparent arrangement fees.

Flexible Repayment Terms

Adjust your monthly payments up or down according to changes in your income.

02 — Why Choose Us

Saratabank Expertise for Your Property

Dedicated Adviser

A mortgage financing expert supports you from simulation through to signature at the notary.

Swift Agreement in Principle

Don't miss out on your dream property thanks to an ultra-fast agreement in principle.

Tailored Borrower Insurance

We offer insurance tailored to your profile with comprehensive cover at the best price.

Free Simulation

Simulate Your Mortgage

Quickly estimate your monthly payments and the feasibility of your property project in a few clicks.

250 000 €
50 000 € 1 000 000 €
20 years
5 years 30 years
Fixed APR Rate 2.0%
Estimated Monthly Payment
0.00 €
Total Cost of Credit 0.00 €
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Client Reviews

They Realised Their Property Project

★★★★★
✓ Verified Review

"Saratabank enabled us to buy our first home with an exceptional rate. Our adviser was outstanding from start to finish."

Julien & Marie
★★★★★
✓ Verified Review

"Incredible responsiveness! I received my agreement in principle in under 48 hours, which allowed me to secure the flat of my dreams."

Marc Deschamps
★★★★★
✓ Verified Review

"The platform is super intuitive and you can adjust your monthly payments very easily. It's truly the bank of tomorrow for property."

Élodie P.
★★★★★
✓ Verified Review

"First-time property purchase at 28. Saratabank supported me step by step with great guidance and an excellent rate."

Guillaume Tardieu
★★★★★
✓ Verified Review

"We found our country house and the application was completed before the preliminary contract deadline. Thank you for your efficiency."

Corinne & Philippe
★★★★★
✓ Verified Review

"For my third buy-to-let investment, I chose Saratabank for its rapid application analysis. No unpleasant surprises."

Vincent Barret
★★★★★
✓ Verified Review

"Off-plan purchase (VEFA) financed with staggered release of funds without the slightest delay. Well done to the advisers."

Hélène Marchand
★★★★★
✓ Verified Review

"Thanks to the rapid agreement, our offer was accepted over three other buyers. A decisive support in our lives."

Antoine and Lucie
★★★★★
✓ Verified Review

"Financing for a furnished rental (LMNP) property with very advantageous terms. My accountant approved the offer without hesitation."

Stéphane Giraud
★★★★★
✓ Verified Review

"After retirement, we wanted to move closer to the sea. Saratabank approved our application with suitable insurance."

Brigitte Renaud
★★★★★
✓ Verified Review

"Complex case with multiple income sources, perfectly managed by the mortgage expert team."

Damien Chevalier
★★★★★
✓ Verified Review

"We were looking for a large house for our family. The amount granted and the monthly repayments perfectly match our financial balance."

Carole & Laurent
★★★★★
✓ Verified Review

"Buyout of shares following an inheritance handled with great care and very controlled timelines."

Yannick Perrot
★★★★★
✓ Verified Review

"The online simulator is extremely accurate and allowed me to calibrate my budget even before viewing flats."

Marion Lefèvre
★★★★★
✓ Verified Review

"Purchase of a small rental building with 4 units. Very well-structured bespoke financial arrangement."

Christophe Simon
★★★★★
✓ Verified Review

"Loan offer issued in just 10 days after submission of supporting documents. Unprecedented in my previous purchases."

Agnès Dufour
★★★★★
✓ Verified Review

"The option to defer the first monthly repayments to carry out renovation works helped us enormously."

Romain & Sarah
★★★★★
✓ Verified Review

"Rate negotiated well below what my usual branch offered. Saving of over €18,000 over the total term."

Patrice Legrand
★★★★★
✓ Verified Review

"A single dedicated contact from start to completion at the notary. Real peace of mind."

Estelle Brun
★★★★★
✓ Verified Review

"Secure platform, rapid document upload, exemplary responsiveness from the mortgage team."

Frédéric Lambert

Become a Homeowner with Our Mortgage Loan

Finance the purchase of your main residence, second home or rental investment with exceptional terms and support at every step.

Contact & Branches